NEW: The All in One Credit Skills Course Print

February 2010

The All-in-One Credit Course is a comprehensive course that is a combination of accredited skills programmes focusing on the key skills of those of you already working or wanting to work in a credit environment.

The Credit Skills Course consists of the following 5 valuable skills programmes:

  • An Introduction to Credit Management
  • Applying Credit Assessment Practices and Methodologies
  • Credit Control and Collections
  • Managing and Preventing Fraud in a Micro Finance Institution
  • The Legal Framework of Consumer Credit Management

Discover the background and development of the credit industry specifically focusing on the micro lending sector. An introduction to credit management outlines the laws and regulations governing the sector as well as the ethical and professional standards governing the industry. You will gain the knowledge and understanding of the principles of profit, loss, supply, demand, sustainability and compliance.

Applying credit assessment practices and methodologies will equip you to evaluate and process loan applications to assess potential clients to determine their repayment ability and credit risk in providing micro credit. Make loan allocation decisions and understand and apply the loan disbursement process. You will find out how to implement an effective loan repayment and collection process. Work with the systems to manage the collection of loans and deal with problem loans.

Fraud today is a growing problem. You will gain knowledge of the various types of fraud, evaluate the causes and effects of fraud, as well as monitor, prevent and fight fraud in business. Practical tools, case studies and examples of identifying and dealing with fraud are provided.

Become skilled to apply the requirements of the National Credit Act when granting credit. You will be made aware of the terminology used in the credit industry and provided with an overview of the concepts of credit management. Specific requirements such as the legal aspects in credit applications, assessments, credit decisions and administering the credit agreement will be dealt with in full.

Enrol either for our 6 month distance learning option or our 5 day/s classroom-based training!

These skills programmes are aligned to NQF level 3 and contribute credits towards the National Certificate in Banking . Please see the below table for details:

Type ID Title Level Credits
An Introduction to Credit Management
Core 110028 Understand Micro Finance Business Principles 3 6
Core 13440 Understand the Legal, Ethical and Professional Needs of the Micro-Finance Industry 3 6
Applying Credit Assessment Practices and Methodologies
Core 13419 Calculate the repayment ability and assess the credit risk of potential clients. 3 8
Core 110027 Recommend the financing decision and pay out the loan. 3 6
Credit Control and Collections
Core 13424 Collect and Manage Loans 3 8
Managing and Preventing Fraud in a Micro Finance Institution
Elective 13442 Manage and Prevent Fraud in a Micro-Finance Institution. 4 7
Elective 110026 Describe and Assist in the Control of Fraud in an Office Environment. 4 4
The Legal Framework of Consumer Credit Management
Elective 243122 Apply the legal requirements related to credit management. 4 5

Please note: The entry requirement holds a communication and mathematical literacy NQF 2.

6 months is required for completion of the assessment and evidence of completion.

If you would like more information about the All-in-One Credit Course, please contact us on: +27 21 888 6000 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it or www.compuscanacademy.co.za. For the month of February we are offering a 10% discount when you send 3 or more persons to attend. Please note that a minimum of 6 delegates are required for course confirmation.